Our Financial Planning Process

Step 1 - Our First Meeting - Understanding your Situation

We get a thorough understanding of your financial objectives and lifestyle goals
Time required 1 1/2 - 2 hours

Step 2 - Setting the Fee Structure

We provide you with an engagement letter outlining the work we will carry out for you which will include the fees and payment terms.

Step 3 - Developing the Report

Analyse your information
Develop a strategy/s specific to your desired outcomes
Obtain information from your current financial service providers, on such things as superannuation and insurance
Model various investment portfolio options
Make written recommendations specifically designed to achieve each of your objectives

Step 4 - Our Second Meeting - Presenting our Recommendations

Present a detailed written report and recommendations
The report will:
- confirm that our understanding of your current situation is correct
- confirm that our understanding of your financial and lifestyle objectives are correct
- explain various strategies associated with meeting your objectives
- make recommendations in relation to structures and products
- disclose implementation fees and our recommended level of ongoing service

Step 5 - Review Report

In your own time you review the report and its recommendations and make notes on areas that require additional explanation or any issues you may have.

Step 6 - Our Third Meeting - Confirm & Authorise

Address any concerns you may have and make any relevant changes
Authorise your advisor to proceed and implement your strategy

Step 7 - Implementation

Implementation of strategy

Step 8 - Ongoing Service

GTC Financial Services Pty Ltd is a Corporate Authorised Representative No. 314227 of Futuro Financial Services Pty Ltd ABN 30 085 870 015 Australian Financial Services Licence No. 238478 Head Office: GPO Box 942 Brisbane Qld 4001 Phone 07 3018 0400