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Posted by Neville Hughes on 12.07.2019

Making the Most of Your Tax Refund

The positive thing about tax time, is that the majority of taxpayers – 82 per cent according to the ATO – are likely to get a refund. For some, the refund may be huge as the average tax refund for the 2017/18 financial year was $2,574.

While not a life changing amount, a four-figure refund can be a major help. Here are a few tips on how to make the most of your tax refund this year.

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Topics: Wealth creation, Debt Management, Personal budget

Posted by Neville Hughes on 24.05.2019


Forget about location, location, location being the key to a good investment outcome. For now, let’s think of the most important ingredient as being regular, regular, regular! This is the magic of compounding.

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Topics: Wealth creation, Personal budget

Posted by GTC Financial Services on 17.05.2019

Less debt, more savings

The word “thrifty” is rarely thought of in a positive sense but that’s not fair. If we continually spend more than we earn, our debts will eventually catch up and other words such as “default” or “bankrupt” might become more familiar.

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Topics: Wealth creation, Debt Management, Personal budget

Posted by Neville Hughes on 23.01.2019

How’s your budget - surplus or deficit?

Each year in early May, the Treasurer delivers the Federal Budget and many people across Australia listen intently. The Budget tells us how the government plans to spend its revenue in the coming year, whether it can afford to give us tax cuts, and whether it expects to spend more (creating a deficit) or less (creating a surplus) than it receives.

Budgets are also important on a personal level, especially when living costs are rising and uncertainty abounds. So it’s worth having a look at how you can manage your finances in the current economy.

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Topics: Personal Financial Planning, Personal budget

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