Staying the course versus timing the market.
- As the old saying goes, time in the market is generally superior to timing the market. Yet, investors tend to have a bad habit of buying winners too late and dumping losers too soon.
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- As the old saying goes, time in the market is generally superior to timing the market. Yet, investors tend to have a bad habit of buying winners too late and dumping losers too soon.
Read MoreTopics: Investment, Wealth creation
The attractiveness of superannuation as an investment and savings vehicle is well known. Although the federal government places limits on the amount of tax-effective contributions we can make, the ability to structure insurance arrangements through super remains.
Read MoreTopics: Superannuation, Wealth creation, Risk Management
There are two types of contributions that can be made to your super account, concessional contributions and non-concessional contributions:
Read MoreTopics: Superannuation, Retirement Planning, Wealth creation
The positive thing about tax time, is that the majority of taxpayers – 82 per cent according to the ATO – are likely to get a refund. For some, the refund may be huge as the average tax refund for the 2017/18 financial year was $2,574.
While not a life changing amount, a four-figure refund can be a major help. Here are a few tips on how to make the most of your tax refund this year.
Read MoreTopics: Wealth creation, Debt Management, Personal budget
The key to life is living, not just working to retire, but there may come a time in your life when you want to change what you’ve been doing and either stop working completely or take a long holiday and work out what’s next.
To be able to have this choice though, it’s imperative that you plan ahead, even if you think retirement is for everyone else.
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